As we enter another fiscal year at Lakes of the North, it feels like the right time to pause and reflect on how far the Association has come in recent years. In any community, it can be easy to focus on the challenges directly in front of us without recognizing the meaningful progress that has already taken place. Lakes of the North has a long and complex history. Like many communities that have grown and evolved over decades, the Association has experienced periods of controversy, operational challenges, and long-standing issues that lingered without clear resolution. For years, sometimes decades, the same conversations surfaced again and again. Leadership changed through different boards, staff members, and general managers, yet the underlying systems and structures often remained unchanged. Over time, some problems simply became accepted as “the way things were.” In many ways, however, the past two years have begun to mark a turning point. Across the Association, from finance and member services to amenities and operational management, a steady shift has been taking place. The focus is no longer simply maintaining the status quo, but strengthening the organization and moving toward operating as the professional, well-managed community Lakes of the North was always intended to be.
General Manager Jim Duffy joined Lakes of the North following a period of organizational turbulence and operational inconsistency. With more than 43 years of management experience, he quickly recognized that the Association is not a single operation, but a complex organization made up of multiple interconnected departments. The Management Office, amenity facilities, golf course, maintenance, restaurant, airport, and community programming each function as their own operational units. Each has its own staffing needs, budgets, operational challenges, and management requirements. Since joining the Association, Mr. Duffy has worked to bring greater structure and professional management practices across all of these areas. His vision of changing our culture to a member services oriented organization has realigned each department. Long-standing issues that had persisted for years began to be addressed, and departments have increasingly been operated with clearer expectations, accountability, and strategic direction. His experience has also helped ensure that board discussions and organizational decisions are informed by operational knowledge and sound management principles along with a member services focus. The guidance provided by management and the Financial Office helps support the board in making decisions that reflect both the immediate needs of the community and the long-term financial health of the Association. One of the most important changes over the past several years has been the development of a more consistent operational structure across departments. Clear expectations, defined processes, and experienced oversight have helped create stability in areas that historically lacked continuity. As a result, many issues that once lingered unresolved for years are now being addressed with clear plans, accountability, and follow-through.
Although Lakes of the North operates as a multimillion-dollar organization, its financial management has not always reflected the size and complexity of the Association. For many years, financial oversight operated under the assumption that “good enough” was sufficient. Systems and procedures remained largely unchanged for decades, even as the organization itself continued to grow. In recent years, that approach has begun to change. Today the Association operates with the guidance of a licensed CPA and a dedicated financial team focused on ensuring that Lakes of the North is managed with the level of responsibility and oversight expected of an organization of this scale. The Financial Office is now led by CPA Britni Ketola, who brings more than 16 years of professional accounting experience. When she arrived, financial records required significant correction and restructuring. Through careful review, improved reporting systems, and stronger financial procedures initiated by Britni, the Association has been able to move toward greater accuracy, transparency, and long-term financial planning. The impact of these changes can be clearly seen in the Association’s financial performance. A comparison of financial statements from the year prior to Mr. Duffy’s arrival and the end of his first fiscal year shows substantial improvement. Total revenues increased from approximately $3.17 million to more than $4.01 million. As a result, operating surplus increased from $427,573 to $782,698 within a single fiscal year! Overall excess revenue for the year reached $780,541, and members’ equity increased from approximately $4.1 million to $4.88 million! Financial reporting, compliance with governing documents, and long-term fiscal planning are now handled with greater diligence and structure. Policies and procedures have been strengthened to ensure that decisions align not only with the Association’s governing documents but also with responsible financial stewardship. This work represents more than administrative improvement. It reflects a commitment to the Association’s financial responsibility to its membership. Every assessment dollar paid by members carries with it an expectation of careful management, transparency, and long-term planning. Strengthening the financial foundation helps ensure that Lakes of the North remains stable, sustainable, and able to serve the community well into the future.
This season marks an important transition for the Lakes of the North Golf Course with the addition of a new Golf Professional, Noah Kole, and the continued restructuring of golf operations. The goal moving forward is not simply to maintain the golf course, but to ensure it operates as a strong and sustainable amenity for the community. Under new leadership and with clearer operational direction, the course is positioned to improve both the member experience and long-term financial performance. Early indicators suggest the golf course may be entering one of its most promising seasons in recent years.
Setting’s Restaurant has historically faced significant challenges. For many years it struggled with financial losses, inconsistent operations, and ongoing criticism from members. The facility was often forced to close during parts of the slow season, adding to the frustration surrounding what should have been one of the community’s central gathering places. Over the past two years, however, the restaurant has undergone a dramatic transformation. Under the leadership of Restaurant Manager Ava Wilk, the facility has seen improvements across nearly every area of operation. Through operational restructuring, improved management practices, and a renewed focus on quality and service, the restaurant has become profitable for the first time in decades. Restaurant revenue increased significantly from approximately $462,480 to $644,916, reflecting both increased patronage and stronger operational management. The facility no longer requires seasonal closure, and sales have reached record levels. Fiscal year 25-26 is likely to see the restaurant exceed $900,000 in top line sales in great part to Ava’s leadership, her team’s commitment, and the loyal support from the community. Operational improvements have included a refreshed menu, expanded programming such as live entertainment and community events, improved staffing, and facility upgrades, including a remodeled patio area and updated bathroom facilities. Ava and her team also implemented a modern point-of-sale system that accurately captures sales, improves financial reporting, reduces misuse, and enhances the dining experience for patrons. The result is a space that members once again enjoy gathering in, a place where people come not just to eat, but to spend time with neighbors, reconnect with friends, and enjoy the sense of community that makes Lakes of the North special.
Improvements have also been taking place across many of the Association’s amenities. The clubhouse is now open seven days a week, providing consistent access for members throughout the year. Lake facilities are fully staffed during the season, and member access is monitored to ensure these amenities remain available exclusively for Lakes of the North members and their guests. Major building maintenance projects have also been completed at several facilities, including roof repairs, siding updates, playground equipment, and restroom renovations at Lake Harold. These improvements help ensure that the buildings serving the community remain safe, functional, and well maintained. Behind the scenes, the maintenance team continues to work diligently to keep beaches, parks, and recreational spaces clean, safe, and enjoyable for members. Community activities have also returned in meaningful ways. Last year’s Fourth of July celebration was one of the most successful in recent memory, including the long-awaited return of fireworks. The first annual Fall Festival was introduced and saw tremendous participation from members. Committees and volunteers across the community continue bringing events and activities back to life throughout the year. Additional infrastructure improvements have also been made, including the installation of a backup generator at the clubhouse. This ensures the building can serve as an emergency warming center for members during inevitable power outages.
Another area that has seen significant progress is collections and financial recovery. For many years, delinquent accounts had accumulated without being fully addressed, with some balances remaining unresolved for extended periods of time. In many cases, these accounts had been carried forward for years with little progress toward resolution. Over the past two years, the Association has taken a much more active approach. The Administrative Management Office now operates under the leadership of Office Manager Leah Jones, who brings more than 24 years of administrative management experience. Upon joining the team, she immediately recognized the need for increased collection efforts and improved financial accuracy. Through increased collection activity and stronger financial tracking, the Administration Management Office recovered approximately $700,000 in delinquent arrears over the last 30 months that had previously been considered uncollectable. The Administration Management team plays a central role in Association operations. Denise, a long-time clubhouse employee, moved into the Administration Management Office and now serves as office receptionist and administrative assistant. She is a key point of contact for members and maintains ownership and financial records for new property owners. She works closely with title companies and closing agencies to ensure closing letters and county documents are processed accurately and efficiently for members. Irene, another clubhouse transfer, transitioned into the Administration Management Office as the Financial Assistant, bringing years of professional experience working with courts around the country. She assists with accounts payable and financial processes and has also stepped into the role of Clubhouse Manager, helping establish more consistent operational procedures for the Association’s amenities. Policies have been streamlined, staff training has increased, and administrative procedures have been modernized. The return of community Town Hall meetings hosted by the General Manager has also helped restore transparency and open communication with the membership. These meetings give members the opportunity to ask questions, receive updates, and engage directly with the Board Members and staff.
Michelle Wray, working within the Administrative Management Office, has taken on responsibility for blight enforcement, Architectural Control Committee coordination, lot sales, and property relinquishments. The Administrative Management Office now serves as the primary point of contact for these areas, allowing the Association to respond more consistently to property management issues across the community. Blight had long been a visible concern in several areas of Lakes of the North. Within the last fiscal year, meaningful progress has been made through consistent enforcement, property cleanup efforts, and legal processes when necessary. In a single season, Michelle led efforts that resulted in nearly a complete blight cleanup within the Villa subdivision. Long-standing violations that had existed for years, and in one case nearly a decade, were brought into compliance through consistent follow-through, resulting in Lakes of the North reclaiming the once-blighted property. She has taken a proactive approach to communicating expectations with property owners while ensuring the Association’s community standards are upheld. The Architectural Control Committee has also become significantly more active, now meeting weekly to accommodate the increased pace of construction within the community and to ensure building standards and permitting requirements are properly followed. At the same time, lot sales have increased dramatically. Nearly 200 lots were sold through the Administrative Management Office in the last two years, generating approximately $280,000 in sales. This reflects a significant growing interest in Lakes of the North. The Association has also taken a more active role in monitoring tax auction activity and, when necessary, reacquiring certain properties in order to return them to individual members and new property owners. This approach helps prevent large outside investors or LLCs from acquiring multiple vacant lots solely for speculative purposes. By bringing these properties back under Association oversight and reselling them to individuals who intend to participate in the community, the Administrative Management Office helps stabilize ownership, protect the Association’s long-term financial health, and ensure that properties remain in the hands of members who contribute to the community. The Administrative Management Office also works directly with members to address delinquent accounts by negotiating settlements, establishing payment plans, and processing deed-in-lieu-of-debt arrangements when it makes fiscal sense for the Association. These efforts help recover outstanding balances while providing practical solutions for members who may be struggling to maintain their accounts.
Much of the progress the Association has experienced in recent years has been made possible by experienced leadership across several departments working together under the direction of General Manager Jim Duffy. Another addition to the team, Erika Morgan joined the Association as Campground Manager, reestablishing long-standing rules, introducing new events and activities, overseeing updates and improvements, and working closely with maintenance to address ongoing facility needs. The Association has also strengthened its technological infrastructure with the addition of its own IT professional Joe Ancinac, who has been working to repair and replace outdated technology systems while improving infrastructure across departments. Daryn Hoogerhyde has served the Association for more than 20 years as Maintenance Manager and currently also serves as Assistant General Manager. He previously stepped in as Interim General Manager during a period of transition. His knowledge and experience continue to play a critical role in keeping the Association’s facilities operational and well maintained. He works closely with management and the Financial Office on equipment needs and reserve planning, and his long-standing care for the golf course and maintenance operations continues to benefit the entire community. Together, this team of professionals, from the Administrative Management Office to the golf course, maintenance team, amenities staff, and restaurant servers, reflects the value of experienced leadership working collaboratively across the association. Through Jim Duffy’s ability to recognize organizational needs, implement effective policies, and place the right people in the right positions, the Association has stabilized operations while continuing to improve services for members.
Lakes of the North is a member-owned community, and its success depends on responsible leadership, sound financial management, and a continued commitment to improvement. Like most associations, Lakes of the North operates under a structure defined in its governing documents. The Board of Directors provides stewardship of the Association’s finances and establishes the policies that guide the organization. Those responsibilities include ensuring that assessments collected from members are managed responsibly and used in accordance with the purposes outlined in the Declaration and bylaws. At the same time, the bylaws authorize the Board to employ a General Manager and staff to handle the day-to-day operations of the Association. That structure allows the board to focus on long-term financial accountability while management carries out the operational work required to run a community of this size. In practice, that means overseeing the departments, programs, amenities, and services that members interact with every day. It also means managing the revenue-generating operations that help support the Association’s overall financial health. In recent years, that operational leadership has played an important role in strengthening the Association’s financial position. Increased revenues, improved collections, and stronger financial performance across several areas reflect the management practices and operational direction implemented by the General Manager and the team working across the Association’s operations. For the first time in many years, long-standing issues are being addressed, systems are improving, and the Association is moving forward with clearer direction and accountability. Challenges will always exist in an organization of this size. But the direction of Lakes of the North is increasingly defined by stability, transparency, and thoughtful long-term planning. Operations are improving and the organization is performing better. Now it is important for leadership to continue stewarding that progress responsibly. As we enter the next fiscal year, the Association remains focused on continuing that progress and building a community that members can be proud to call home.
Understanding Billing Season at Lakes of the North
As we turn the page to a new fiscal year at Lakes of the North, billing season is officially here. This time of year naturally brings questions about assessments, payments, ownership transfers, portal access, and sometimes even county records. Rather than responding to the same concerns one by one, we thought it would be helpful to walk through how everything works behind the scenes and explain what to expect. Our Fiscal Year and Annual Assessments Lakes of the North operates on a fiscal year that runs from April 1 through March 31. Per the Restricted Covenants, annual assessments are due on April 1 each year. Assessments are posted according to the governing documents, not at the discretion of the office, and they are not prorated. If a property changes hands during the year, any proration between buyer and seller is handled at closing. It does not change how the Association bills the lot. If you prefer to pay early, that is absolutely fine. Payments made before April 1 may show as a credit on your account until the assessment posts. Once April 1 arrives, that credit will automatically apply to your balance. Payments received after the end of day on April 1 are considered delinquent, so planning ahead can help avoid late fees. If Your Account Falls Behind We understand that life happens! Once an account reaches 30 days delinquent, late fees and interest may be applied in accordance with Association policy. These charges cannot be waived. If you are behind from a previous year, we strongly encourage you to reach out sooner rather than later. We are willing to discuss payment arrangements and work toward a solution. Early communication truly makes a difference. If no arrangements are made and the account remains unpaid, the Association is required to pursue collection through our legal office or the courts, as allowed by the Restricted Covenants. Legal fees, court costs, and collection expenses become the responsibility of the property owner and can increase quickly. If you need to discuss your account, please call the AMO office at 231-585-6000. Why Ownership Changes Must Be Reported One of the most common areas of confusion during billing season involves property sales. The Association does not automatically receive notice when a lot is bought or sold. The Register of Deeds does not send us recorded documents, and title companies do not notify us of ownership transfers. This also includes tax foreclosures and purchases made through county tax auctions. The county does not notify Lakes of the North when a property goes into foreclosure or when it is sold through a tax sale. After a deed is recorded, it is typically mailed to the new owner. It is the new owner’s responsibility to provide a copy of that recorded deed to Lakes of the North. With 8,028 lots in the Association, there is no automatic tracking system that alerts us to ownership changes. Until documentation is received and processed, billing continues based on the ownership information currently on file. If you purchase a lot, including through a tax auction, please submit your recorded deed. If you sell a lot, please ensure the recorded deed is provided so our records can be updated. You may submit your recorded deed by email to [email protected], in person at the office, by mail, or through the New Member Submission Form on our website. Providing documentation promptly helps prevent confusion and unnecessary collection notices. Where to Find County Records If you need access to recorded documents, you may contact: -Antrim County Register of Deeds 231-533-6683 Online access (printing charges may apply): https://ava.fidlar.com/MIAntrim/AvaWeb/#/search -Otsego County Register of Deeds 989-731-7400 *Otsego County documents are not available online without purchase. You can also look up parcel details, tax information, and GIS maps showing your lot and neighboring parcels at: https://bsaonline.com/?uid=1941 These links, along with other helpful resources, are available on our website at www.lakesofthenorth.com under the Home and FAQs page. Payment Options Members may pay online through the Member Central Portal. There is a $10 convenience fee for online payments. However, if you choose to use your bank routing and account number (ACH), there is no additional fee. Because 2026 assessments are not due until April 1, they will not appear on your online statement until that date. You may still pay early. Your payment may show as a credit until the assessment posts. Payments can also be made over the phone. Please note that we have one phone line and one card reader available for processing. Having your member number and card ready when you call helps keep the line moving for everyone. When paying over the phone, credit card payments include a 3.5% surcharge, but debit cards do not have any additional fees. For security reasons, we cannot accept routing numbers over the phone, and we do not store banking information. If you are mailing a check, please include your billing stub and write your member number in the memo portion of your check to ensure proper application. Portal Access and Recurring Payments Recurring payments must be set up directly by the member within the online portal. Very delinquent accounts or members in active litigation may be restricted from portal access. To log in or create an account, your name must appear exactly as it does on your billing statement, and you will need your member number. If you reset your password and do not receive an email, please check your spam folder. For login issues, email [email protected]. Important- Keeping Your Contact Information Updated Up-to-date contact information is essential not only for billing, but for community updates and future voting matters. Members in good standing have the right to vote when a vote is held. However, voting materials and official communications can only be delivered if we have accurate contact information on file. If your email address has changed or is missing, you may not receive important notifications. You can update your email address by completing this form: https://forms.gle/xT15bwyQ6GtPjNpP9 Mailing addresses and phone numbers can be updated by calling the office or logging into the Member Central Portal. A Final Word Billing season keeps us busy, but it also reminds us how connected this community really is. Every payment processed, every record updated, and every call answered plays a part in keeping Lakes of the North running smoothly. We appreciate your understanding and your partnership during this time of year. Clear communication on both sides makes a real difference. If you need to discuss your account, please contact the office. We are here to assist you. Thank you for being a valued part of Lakes of the North!
Growth at Lakes of the North: Sales, Development, and Protecting Property Values If you have noticed more lots selling, more homes being built, and more improvements happening across Lakes of the North, you are not alone. In recent years, the community has seen a noticeable increase in lot sales, development activity, and overall property values. This growth did not happen overnight, and it did not happen by chance. It is the result of demand, momentum, and deliberate efforts to protect and strengthen the community as a whole. What Is Driving the Increase in Sales and Property Values Several factors are contributing to the rising interest in Lakes of the North. Buyers are drawn to the combination of affordability, amenities, and flexibility the community offers compared to surrounding areas. Full-time residents, seasonal owners, retirees, and remote workers are all finding LOTN to be a place where they can build or invest with confidence. As more lots sell and more homes are built, momentum builds. Active development signals stability and opportunity, encouraging additional investment and reinforcing long-term value. A few years ago, property values in the community were often under one hundred dollars per lot. Today, Association lot sales are commonly around twenty-five hundred dollars, with many private and realtor-assisted sales reaching forty-five hundred dollars or more. That shift reflects a community that is actively improving and moving forward. Why Growth Needs Structure and Oversight Growth alone does not protect property values. Without consistent standards and accountability, development can become uneven and blight can take hold. That is why the Association has focused not just on encouraging sales and building, but on guiding growth responsibly. In recent years, the Association has taken proactive action to address long-standing blight and to improve early education for members on Restrictive Covenant rules and requirements. Clear communication from the beginning helps prevent issues before they start and creates a more predictable experience for both new and existing owners. Protecting Value Through Action, Not Words Much of the work that protects property values happens quietly and over time. The Association has increased efforts to identify and address neglected and abandoned properties that negatively affect surrounding lots. When possible, lots that have been foreclosed on by the county due to tax delinquency are being purchased back by the Association and returned to productive use through resale. These efforts help stabilize neighborhoods while generating revenue that benefits the community as a whole. At the same time, consistent and fair rule enforcement has helped reverse issues that had built up over decades. In just two years, improved communication and follow-through have accomplished progress that was previously difficult to achieve. The Role of Development and the ACC Committee New construction and improvements play a key role in strengthening Lakes of the North. The ACC Committee continues its diligent work managing development and approvals throughout the community. With timely reviews, consistent standards, and proactive follow-up, development is moving forward in an organized and responsible way. Each new build and improvement represents an investment not only in a single property, but in the long-term health of the community. Building activity increases overall value, encourages additional reinvestment, and improves the appearance and functionality of neighborhoods. Looking Ahead Sales activity and development at Lakes of the North reflect a community that is active, invested, and evolving. By addressing blight, reclaiming and reselling properties, supporting responsible development, and maintaining clear standards, the Association is working to keep Lakes of the North safe, attractive, and valuable for those who already call it home. At the same time, these efforts are drawing new owners from across the country who are looking to build their own 'Up North' dream in a community that values both opportunity and stewardship. Growth is happening, and the focus remains on ensuring that it strengthens the community for years to come. If you have questions regarding the Architectural Control Committee (ACC), blight concerns, or lot sales, please contact the Association Management Office at 231-585-6000 or email Michelle at [email protected]
Association Dues and the 2026 Fiscal Year
While winter is still very much settled in at Lakes of the North, the Association calendar continues to move forward. January is when planning, preparation, and administrative work for the coming fiscal year takes place behind the scenes.
Association dues are a core part of that process. They support the day-to-day operations and long-term responsibilities that keep Lakes of the North organized, compliant, and functioning as intended for everyone who owns here.
Why Dues Matter to Our Community
Association dues do more than cover expenses. They support the structure that allows Lakes of the North to operate as a cohesive community. From ongoing administrative work to long-range planning, dues support the systems that ensure consistency and fairness across the membership.
Dues play a direct role in maintaining the stability and continuity of the community we all share.
2026 Dues Overview
The 2026 Association dues will be due on April 1, 2026, in line with the Association’s fiscal year, which runs from April 1 through March 31.
As part of a previously scheduled dues structure approved by the membership, dues will increase by 2 percent for 2026. This increase was approved by a two-thirds majority vote of the Association, reflecting a long-term planning decision made collectively by the membership.
The 2026 dues amounts are $387.60 for a primary lot and $218.28 for a secondary lot.
Billing and Staying Connected
Billing statements for 2026 dues are expected to be mailed in February. With many members splitting time between locations during the winter months, now is a good opportunity to ensure your contact information is current.
Updates can be made by calling the AMO office at 231-585-6000 or by logging into Member Central.
Timing and What to Expect
Accounts that are not paid by April 1 are considered delinquent. If a balance remains unpaid, late fees, interest, and collection activity may begin after 30 days, as outlined in the Association’s governing documents.
For members with outstanding balances from prior years, the Association continues to actively work toward resolution using established processes. These efforts help ensure fairness and consistency across the membership.
A Required Part of Ownership
Association dues are a required part of deeded ownership at Lakes of the North. When members meet this responsibility, it allows the Association to operate effectively and prevents the financial burden from shifting to others.
Whether Lakes of the North is your year-round home, a seasonal retreat, or a place you plan to enjoy in the future, dues help support the stability of the community as a whole.
Questions or Need Assistance
We understand that circumstances change. Members who anticipate difficulty paying their dues are encouraged to contact the AMO office early. Open communication allows staff to answer questions, explain available options, and help prevent additional fees or escalation.
Looking Ahead
This post is meant to offer a helpful reminder as the Association prepares for the coming fiscal year. Association dues are an important part of keeping Lakes of the North operating smoothly for everyone who owns here.
As April approaches, we encourage members to review their accounts, plan ahead, and reach out with any questions. Thank you for being part of Lakes of the North and for helping support the place we all enjoy.
Lakes of the North Arts: Building Community Through Creativity Lakes of the North is home to many passions, and one that continues to bring neighbors together in meaningful ways is the arts. For the past four years, Lakes of the North Arts (LONA) has played a vital role in enriching our community through music, creativity, and shared cultural experiences. Founded in 2021, LONA was created to celebrate all forms of art and to connect residents who create, perform, and appreciate artistic expression. Since then, the committee has organized a wide range of events including outdoor concerts, indoor art fairs, art sales, children’s crafts, and special community celebrations. One of LONA’s most popular offerings has been its Concerts on the Green behind Settings Restaurant. To date, the group has hosted 14 concerts featuring an impressive variety of performers, from Broadway singers to Petoskey High School’s Steel Drum Band. LONA has also partnered with other community groups, collaborating with the Golf Committee for the Annual Autumn Art Sale, participating in the Airport Committee’s Salute to Services ceremony, and joining in the fun of the Fourth of July parade. Beyond events, LONA has made lasting contributions to shared spaces throughout Lakes of the North. These include gifting a piano to the Clubhouse, refurbishing the Lake Harold entrance sign, and planning a new interactive music wall for children at the Lake Harold playground, scheduled for installation this spring. LONA began when chair Cheryl Ogonowski, a retired music teacher, moved to Lakes of the North from suburban Detroit with her husband, Gary. Looking for ways to connect beyond snowmobiling or golf, Cheryl discovered a strong interest in the arts within the community. That discovery led to the formation of the LONA committee and its first Arts Showcase in 2022, which was met with enthusiastic support. “The whole idea was to embrace the arts, all kinds, because we have people in the community who like to create art and those who simply enjoy what others create,” Cheryl shared. That spirit continues today, with upcoming 2026 Concerts on the Green planned to feature a brass band, an acoustic guitar trio, and a versatile vocalist. LONA is funded entirely through donations and community support. Residents can become benefactors by attending events or by bringing or mailing a donation to the Lakes of the North Office at 6273 Pineview Dr., Mancelona, MI 49659. Please be sure any mailed donations are clearly labeled as a donation to LONA. New members are always welcome, and those interested in getting involved can contact Cheryl Ogonowski at [email protected]. Through creativity, collaboration, and a shared love of the arts, LONA continues to strengthen community connections and enhance life at Lakes of the North.
The Bean Soup Theory – A Thought About Preference and Perspective
Imagine someone shares a recipe for bean soup. It is clearly labeled, meant for people who like bean soup, and it is posted with the intention of being helpful, inspiring, or simply enjoyable.
Most people will think, Yum, this is useful. Others might think, Beans aren’t really my thing, and scroll on.
But sometimes the response becomes:
“Can I make this without beans?” “What if I don’t like beans?” “This doesn’t work for me.”
It is not wrong to feel that way. Tastes differ, needs differ, preferences differ. But not everything we come across is designed with us specifically in mind. That is normal, healthy, and part of life.
The Heart of the Bean Soup Theory
Not every post, policy, or idea will apply to every person.
Some things are helpful to you. Some are helpful to someone else. Both can coexist peacefully.
Sometimes the most empowering response is simply recognizing:
“This one isn’t meant for me.”
And continuing forward without needing it to be changed or reshaped to fit our personal taste.
Where This Applies Beyond Soup
Every day, we move through a world full of information, choices, opinions, invitations, and opportunities. Some will resonate and others will not. Instead of assuming every situation should adjust to our preferences, we can practice a healthier mindset:
• Take what serves us • Let go of what does not • Respect that others may value something we do not
Life becomes less tangled when not everything has to be for us in order to be valuable. We can allow variety without feeling the need to rewrite it to match our own taste.
Sometimes the most peaceful thing we can do is notice something, acknowledge that it does not suit us, and keep moving. No critique needed. No conflict required. Just space.
How This Applies to Association Life
In an association, we all share the same community, but we do not always share the same needs, lifestyles, or interests. One announcement may excite one member and mean very little to another. A new policy may feel supportive to some and unnecessary to others. An event might be exactly what one person hoped for while someone else scrolls past without a second thought.
And that is okay.
Just like bean soup, some things in our community will be meant for you and some will be meant for someone else. The beauty of association living is that it brings together many people with different priorities under one shared place to call home. We do not all have to want the same things in order to live well together. We simply need to recognize that something can have value even when we are not the person benefiting from it.
When we allow space for ideas, activities, and decisions that do not directly serve us, but serve another family or another need, we create a community that feels more spacious, more gracious, and less tense.
We do not need to love every initiative to appreciate that someone will.
This isn’t about whether we follow rules or agree with every policy. It is simply about understanding that not everything is created for each of us individually, yet still has a place and purpose.
Awareness does not divide a community. It strengthens it.
The Return of Winter Sports A Season of Snow, Tradition, and Frosty Memories Winter has a way of slowing life down just enough to notice it again. The air gets quieter, the trees stand still and heavy with white, and the world outside becomes softer, calmer, and a little more magical. For many of us here in Lakes of the North, winter is not something we just endure. It is something we prepare for, look forward to, and welcome back with open arms. And for decades now, Winter Sports has been at the center of that feeling. If you grew up here or raised your kids here, you probably remember it well. Guiding chubby little fingers back into gloves that always seem to go missing at least twice, boots stuck in the snowbank, and snowflakes collecting on eyelashes. Some of the best winter days were the ones spent right here, out on the ice or along the cross-country trails, with the fireplace inside offering a break from the cold. Kids trying to stay upright, parents watching with cold noses and warm drinks in hand, an ice hockey puck sliding between sticks in the background. It was simple, it was fun, and it stuck with us. Winter Sports is more than an amenity. It is a landmark of childhood. It is where friendships were made, where balance was learned a little at a time, and where moments turned into memories we still talk about. Some of us remember teaching our kids to skate there. Some remember being the kids. Some are now watching grandchildren take their first shaky glide across the same rink where we once learned to trust our feet. The nostalgia is real, it is warm, and it is what makes this place special. Winter has a rhythm here, and we notice it in our bones the moment it returns. And now, winter settles in again. Winter Sports officially opens for the season this Saturday, December 13th Operating Schedule: - Saturdays & Sundays, 12/13 through 12/21 - Daily 12/26 to 01/03 - Saturdays & Sundays 01/03 – Mid Feb. Weather Dependent thereafter - Hours: 10:00 AM to 5:00 PM More Info HERE! Winter Sports weaves generations together. It gives us stories to tell. It brings us back to a moment in our lives when things were simple and full of possibility. Whether this is your first winter or your forty-first, we hope you notice that same spark as the season kicks off. We invite you back, to make new memories, remake old ones, or simply watch snow drift past the chalet windows while you sip something warm. Here is to another season of shared laughter, fresh ice, new memories in the making, and all the little joys winter brings to Lakes of the North. We will see you out there, bundled, smiling, and ready for another year of winter tradition. Winter is here. Let the snowy traditions continue. Please note: The outdoor skating rink is weather-dependent and may open or close as conditions change. For liability purposes, Lakes of the North does not maintain or oversee a sledding hill at Winter Sports
The Real Purpose of Your HOA (And a Few Things It Definitely Isn’t) Living in Lakes of the North is a truly unique experience. We’re not a typical subdivision with a couple sidewalks and a sign out front, we’re a sprawling, amenity-rich community with lakes, trails, campgrounds, parks, seasonal activities, golf, an airport, a restaurant, and year-round recreation that people travel hours just to enjoy. Because of that, Lakes of the North relies heavily on shared responsibility and structure. With thousands of properties, multiple departments, and amenities spread over miles, the HOA exists to make sure everything continues running safely, smoothly, and fairly. That’s the purpose of this post: to give members a clear, honest, and even a little humorous look at what an HOA really does for a community like ours, and what it doesn’t do. What Your HOA Is Your HOA exists for one reason: to preserve and protect the shared investment and quality of life within the community. It does this by: • Maintaining the parks, lakes, trails, and common areas • Setting community standards so the neighborhood stays clean, safe, and consistent • Managing long-term planning, reserve funds, and major repairs • Providing a central office where questions get answered and issues get handled • Ensuring fairness, everyone follows the same rules, not just the people who feel like it The goal is simple: to keep this a place you’re proud to live and a place future owners will want to live too. What Your HOA Is Not Now for the fun part, because sometimes it’s just as helpful to talk about what an HOA isn’t. Your HOA is not: • A personal concierge service • Emergency transportation • A mediator for every disagreement between neighbors • A stand-in for law enforcement • A custom-project approval service that waves through whatever someone decides to build that day • A professional newsroom staffed with journalists (we communicate, we update, we share, but we aren’t a media outlet) And the HOA staff? They’re real people working with budgets, bylaws, and the same Michigan weather and seasonal challenges everyone else deals with. Ultimately, the HOA’s role is to maintain and protect the community so it remains a place we’re all proud to call home.
Disclaimer: In this blog, the terms HOA and Owners Association/POA are used interchangeably. This content is for general information and communication only and is not a legal document, contract, or policy. The simplified language is intended for clarity and common understanding.
Welcome to Winter: Settings Restaurant Gears Up for Snowmobile Season Settings Restaurant is gearing up for a busy and exciting snowmobile season here in Lakes of the North. With fresh snow on the horizon and the trails about to come alive, our community’s favorite gathering spot is ready to welcome riders, neighbors, and families looking for great food and a warm place to land. Under the leadership of our new restaurant manager, Ava Wilk, Settings has stepped into a new chapter. Ava and her team have brought fresh energy to the space—friendly service, consistent hours, creative specials, and a focus on community that’s already being felt by members and visitors. Settings is also rolling out a growing lineup of events, including live music nights, Trivia Tuesdays, and the first annual Chili Cook-Off, giving everyone even more reasons to gather, connect, and enjoy everything the restaurant has to offer. Whether you’re meeting friends for dinner, enjoying an evening out, or winding down after a day on the trails, Settings is quickly becoming a year-round destination for Lakes of the North. Snowmobile Season in Northern Michigan Winter in Northern Michigan isn’t just a season—it’s a whole lifestyle. Mancelona and the Lakes of the North area sit right in the heart of some of the state’s most beautiful and reliable snowbelt regions, making this one of the best places to ride. Here are a few fun facts and tips for the season ahead: • Lakes of the North offers convenient access to the region’s groomed snowmobile network, with nearby routes including Trail 4 in the Mancelona area along with the Blue Bear and Jordan Valley systems. Riders can use these popular regional trails to explore a wide stretch of Northern Michigan’s snowbelt. • Our elevation and lake-effect snow patterns usually bring some of the earliest and most consistent riding conditions in the Lower Peninsula. • Weekdays are the hidden gem—lighter traffic on the trails and shorter waits at Settings and fueling stations. • Temperatures can shift fast in this region. Layering is key, and heated gloves or hand warmers can make a huge difference. • Always check trail grooming reports and snowfall updates before heading out. A quick look at the Michigan Snowmobile Association or local grooming clubs can help you plan the perfect ride. • For visitors unfamiliar with the area: cell service can be spotty in the backcountry stretches, so it’s smart to ride with a buddy and keep a paper map handy just in case. • One of the best ways to enjoy the season is to plan a full day on the trails—ride the loops, explore the connecting routes, and take in the scenery—then wrap up the evening with dinner and drinks at Settings. Many members top off the perfect winter day with a relaxing dip in the Clubhouse hot tub before heading home to unwind. With fresh snow, crisp air, and the smell of comfort food drifting from Settings Restaurant, this part of Northern Michigan turns into a true winter wonderland. Whether you’re a seasoned rider or just visiting for a weekend adventure, snowmobile season in Lakes of the North always brings a little magic—and Settings is ready to be part of it!
Welcome to LOTN Living – A Community Blog
We’re excited to launch LOTN Living as a simple, positive space where we can share what’s happening around Lakes of the North. No formal sections or long reports, just short updates, good news, staff and volunteer appreciation, and the everyday moments that make life up north special.
Our goal is to highlight the positive side of community life here: neighbors helping neighbors, committee efforts, seasonal reminders, and the small things that make LOTN feel like home. Updates will be added regularly, so be sure to check back for new posts.
Have a Story or Idea to Share?
We love hearing what’s happening around Lakes of the North! If you have an idea or a story you think would be a good fit for LOTN Living, please email it to [email protected] for consideration.
LOTN Living is created and published by Lakes of the North. We welcome ideas and story suggestions from our members, though the blog is not an open submission platform for independently written articles or advertisements and is not intended for daily happenings or routine updates.